作　者：龙腾 王海军
关键词：公共养老服务；个体创业；老龄化；家庭支持；风险偏好
摘　要：

 在人口老龄化与创新驱动发展并行的背景下，传统家庭养老负担日益成为制约社会活力释放的重要因素。公共养老服务改革作为应对老龄化问题的重要社会政策，通过改变家庭资源配置和个体风险态度，激发个体创业行为，有效促使个体做出创业决策或者扩大其创业规模。对于城镇地区个体或者低老龄化家庭个体，公共养老服务改革的创业推动作用更加显著。公共养老服务改革对个人创业活动的激励作用，揭示了社会政策产生经济效应的内在逻辑。为了更好地发挥政策作用，养老服务与创业支持政策应当协同发力，以差异化策略平衡城乡差距与群体差距，强化家庭支持与金融引导。

From Elderly Care Burden to Entrepreneurial Capital
——The Impact of Public Elderly Care Service Reform on Individual Entrepreneurship
Long Teng (Guangdong University of Finance and Economics)
Wang Haijun （Beijing Wuzi University）
Abstract Against the backdrop of concurrent population aging and innovation-driven development, the mounting burden of traditional home-based elderly care stands as a major barrier to unleashing social vitality. The reform of public elderly care services, as a key social policy addressing aging challenges, stimulates individual entrepreneurship by reshaping family resource allocation and altering personal risk preferences, effectively encouraging individuals to make entrepreneurial decisions and expand existing ventures. The reform finds a more pronounced driving effect on entrepreneurship among urban residents and households with a low aging ratio. The incentive impact of the reform on individual entrepreneurship thus reveals the underlying logic behind the economic effect of social policies. To fully leverage policy dividends, elderly care services and entrepreneurship support measures should work in tandem, with differentiated strategies bridging urban-rural and intergroup disparities and efforts stepping up to strengthen family support and financial guidance.
Key words  public elderly care services; individual entrepreneurship; population aging; family support; risk preferences

 

■ 作者简介 龙腾，广东财经大学财政税务学院讲师，广东 广州 510320；王海军，北京物资学院经济学院教授，北京 381341。

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